Risk Disclosure

This Risk Disclosure should be read together with our Terms of Service, Privacy Policy, Refund Policy, Evaluation Rules, Payout Policy, and any product-specific rules displayed on the website, checkout page, dashboard, or account page.

By creating an account, purchasing a challenge, connecting a broker account, trading an evaluation account, using a funded account, or requesting a payout, you confirm that you understand and accept the risks described in this Risk Disclosure.

1. No Brokerage, No Investment Advice, and No Client Deposits

PropLynq is a proprietary trading evaluation and technology platform. PropLynq is not a broker, dealer, investment adviser, portfolio manager, bank, custodian, payment institution, exchange, liquidity provider, or financial intermediary.

PropLynq does not accept deposits for investment purposes, does not hold client trading funds, does not execute trades for users, does not manage user money, and does not provide personal investment advice.

Any information, content, dashboard data, trading examples, market commentary, educational material, blog content, video content, community content, certificate, payout example, or support response provided by PropLynq is for general informational and educational purposes only. It is not financial, investment, legal, or tax advice.

2. Simulated and Evaluation Environment

PropLynq challenge accounts, evaluation accounts, monitoring tools, funded-account workflows, account balances, displayed profits, and dashboard metrics may be part of a simulated, demo, evaluation, or performance-review environment unless a separate written agreement clearly states otherwise.

A displayed balance, funded allocation, simulated capital amount, account size, buying power, notional capital, dashboard profit, leaderboard result, or payout certificate does not mean that you deposited that amount, own that amount, or are entitled to withdraw that amount.

You are only eligible for a payout if all applicable rules, verification steps, compliance checks, broker-data checks, wallet checks, and payout requirements are satisfied and the payout is approved by PropLynq.

3. Challenge Fee Risk

Purchasing a challenge involves the risk of losing the challenge fee. Many traders do not pass evaluation programs.

You may fail a challenge or lose eligibility for a funded account or payout due to trading losses, daily loss breaches, maximum drawdown breaches, minimum trading day requirements, rule violations, prohibited trading practices, KYC or compliance issues, broker-data issues, account connection issues, payment issues, or other reasons described in PropLynq's Terms of Service and applicable rules.

A challenge purchase does not guarantee that you will pass the evaluation, receive a funded account, receive a payout, scale your account, recover your challenge fee, or achieve any trading outcome.

4. Market Risk

Trading foreign exchange, CFDs, crypto CFDs, commodities, indices, metals, energies, and other financial instruments involves significant risk.

Markets can move quickly and unpredictably due to news releases, economic data, interest-rate decisions, geopolitical events, liquidity changes, natural disasters, exchange disruptions, market openings, weekend gaps, broker pricing changes, or unexpected volatility.

Prices may gap through stop-loss levels. Orders may be executed at worse prices than expected. Stop-losses may not protect against all losses. Liquidity may disappear. Spreads may widen. Volatility may trigger rule breaches even if your original trade idea was reasonable.

5. Leverage Risk

Leverage can magnify both gains and losses. A small price movement may create a large change in account equity, margin, drawdown, daily loss, or liquidation risk.

Using excessive leverage, large position sizes, highly correlated instruments, or aggressive risk concentration can quickly lead to challenge failure, funded-account breach, or payout ineligibility.

You are responsible for managing position size, margin, exposure, correlation, stop-loss placement, account equity, drawdown, and trading risk.

6. Drawdown and Rule-Breach Risk

PropLynq accounts are subject to rules that may include daily loss limits, maximum drawdown limits, trailing drawdown limits, equity-based rules, balance-based rules, minimum trading days, consistency requirements, payout conditions, and other restrictions.

Unless the applicable rules state otherwise, floating and unrealized profit or loss may count toward drawdown and daily loss calculations. Open positions can therefore cause a rule breach even before a trade is closed.

Dashboard figures may update with a delay or may differ from broker figures due to data timing, broker server time, connection delays, swaps, commissions, spread changes, open-position updates, data caching, or calculation methods. You should not rely only on dashboard visuals when managing risk. You remain responsible for staying within all rules.

7. BYOB Broker Risk

PropLynq uses a Bring Your Own Broker model. This means you select from approved broker options and connect an eligible MT5 account to PropLynq's monitoring system.

PropLynq does not control your broker's spreads, commissions, swaps, leverage, margin rules, execution speed, price feed, symbol availability, server time, order handling, stop-out rules, weekend pricing, deposit methods, withdrawal methods, account restrictions, platform stability, regulatory status, or support quality.

Broker conditions may directly affect your results, drawdown, trading costs, rule compliance, payout eligibility, and overall experience. You are responsible for understanding your broker's terms, execution conditions, risk disclosures, fees, and restrictions.

If a broker becomes unavailable, unsupported, non-compliant, technically incompatible, restricted, or removed from PropLynq's approved list, your account may require reconnection, review, migration, suspension, or closure.

8. MT5 Connection and Monitoring Risk

PropLynq's account monitoring depends on accurate and continuous access to relevant MT5 account data. Any interruption, delay, disconnection, incorrect credential, server error, broker limitation, platform outage, symbol mismatch, data corruption, or configuration problem may affect dashboard accuracy or review outcomes.

If monitoring access is interrupted or data integrity cannot be verified, PropLynq may pause review, request reconnection, reject affected activity, require manual verification, delay phase progression, delay payout review, or close the account where verification is not possible.

You should not change, block, manipulate, or remove monitoring access in a way that prevents PropLynq from reviewing your account.

9. Technology and Platform Risk

The Services may be affected by hosting outages, database delays, API issues, software bugs, maintenance, cyber incidents, browser errors, device issues, internet failure, DDoS attacks, third-party outages, payment-provider downtime, blockchain congestion, email delays, dashboard display errors, or other technical problems.

PropLynq does not guarantee uninterrupted, real-time, error-free, or delay-free operation of the website, dashboard, MT5 connection, payment system, payout system, support channels, or third-party integrations.

Technology problems may affect account activation, data display, trading review, payout processing, support response, email delivery, or access to the dashboard.

10. Payment and Crypto Risk

Payments may be processed through third-party payment providers, banks, card networks, crypto payment providers, wallets, exchanges, or blockchain networks.

Crypto payments carry specific risks, including incorrect network selection, incorrect wallet address, unsupported asset, underpayment, overpayment, blockchain congestion, delayed confirmation, exchange-rate movement, exchange restrictions, wallet compromise, and irreversible transactions.

PropLynq is not responsible for losses caused by your payment errors, wallet errors, exchange errors, unsupported networks, or third-party payment restrictions.

11. Payout Risk

A payout request is not automatically approved. Payouts may be subject to review of trading history, account data, broker records, rule compliance, identity, wallet ownership, payment status, fraud risk, prohibited trading practices, sanctions screening, AML review, tax information, and compliance status.

Payouts may be delayed, reduced, rejected, reversed, or withheld where required by the Terms of Service, Payout Policy, compliance review, broker-data review, payment-provider review, or applicable law.

Advertised processing times are processing targets unless expressly stated otherwise. Actual timing may depend on compliance review, blockchain networks, banks, payment providers, wallet providers, public holidays, technical issues, and the completeness of information you provide.

12. Prohibited Trading and Compliance Risk

PropLynq may prohibit or restrict trading practices that defeat the purpose of fair evaluation or create unacceptable operational, market, compliance, or fraud risk.

Examples may include account sharing, third-party account management, hidden copy trading, group trading, latency arbitrage, feed exploitation, platform-error exploitation, broker manipulation, reverse trading across accounts, identity misuse, duplicate accounts, payment abuse, chargeback abuse, document falsification, or any other prohibited practice listed in the Terms of Service or account rules.

If PropLynq detects or suspects prohibited activity, your account may be reviewed, suspended, failed, terminated, or made ineligible for payout.

13. Strategy and EA Risk

You are responsible for any trading strategy, EA, bot, script, signal, trade copier, VPS, indicator, bridge, or third-party tool used on your account.

Automated systems can malfunction, open unintended trades, duplicate positions, over-risk the account, disconnect, fail during news events, use incorrect lot sizes, breach rules, or behave differently in different broker environments.

Permission to use EAs or automated trading does not permit abusive, coordinated, exploitative, non-independent, latency-based, or rule-evading behavior.

14. No Guarantee of Funding, Profit, or Success

PropLynq does not guarantee that you will pass a challenge, receive a funded account, receive a payout, scale your account, become profitable, recover fees, or achieve similar results to any other trader.

Past performance, simulated performance, payout certificates, testimonials, leaderboards, marketing examples, social media posts, educational materials, and public statistics are not guarantees of future results.

Trading outcomes depend on your skill, discipline, strategy, market conditions, broker execution, risk management, rule compliance, and many factors outside PropLynq's control.

15. Regulatory and Jurisdictional Risk

Prop trading evaluations, simulated accounts, CFDs, forex, crypto CFDs, payment methods, broker access, and payout methods may be restricted or treated differently in different jurisdictions.

You are responsible for ensuring that your use of PropLynq, your selected broker, MT5, payment methods, wallet, and trading activity is lawful in your jurisdiction.

PropLynq may restrict, refuse, suspend, or terminate access based on jurisdiction, sanctions, AML risk, legal requirements, regulatory developments, broker restrictions, payment-provider restrictions, or internal compliance decisions.

16. Tax Risk

Payouts, affiliate commissions, rewards, and other amounts you receive may be taxable. Tax treatment varies by jurisdiction and personal circumstances.

PropLynq does not provide tax advice. You are responsible for determining, reporting, and paying any taxes, duties, levies, or other obligations that apply to you.

17. User Responsibility

You are responsible for:

• reading all applicable rules before purchasing or trading;
• selecting a suitable challenge type;
• selecting and understanding your broker;
• managing account risk;
• monitoring open positions;
• tracking daily loss and drawdown;
• maintaining MT5 connection access;
• securing your account, device, email, broker login, and wallet;
• providing accurate information;
• complying with laws and platform rules;
• seeking independent professional advice where needed.

18. Acknowledgment

By using the Services, purchasing a challenge, connecting a broker account, trading an evaluation or funded account, or requesting a payout, you acknowledge that:

• you have read and understood this Risk Disclosure;
• you understand that trading involves significant risk;
• you understand that challenge fees may be lost;
• you understand that no funded account, profit, payout, refund, or success is guaranteed;
• you understand that PropLynq is not a broker and does not provide investment advice;
• you accept all risks associated with the Services, selected brokers, trading platforms, payment methods, and third-party providers.

19. Contact

Questions about this Risk Disclosure may be sent to:

PropLynq Ltd.<br>Office 209, Eden Plaza, Eden Island, Mahé, Seychelles<br>Email: support@proplynq.com